Manager: Legal Recoveries
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About the role
Capitec is hiring a Manager: Legal Recoveries, based in Sandton. Are you an experienced Legal Recoveries professional who knows how to turn complex recovery matters into commercially sound outcomes? We’re looking for an energetic, self-motivated Manager: Legal Recoveries to help drive our Legal Recoveries strategy across Capitec Business and Rental Finance. In this role, you’ll play an important part in maximising recoveries, supporting impairment releases and managing the effective progression of legal recovery processes across secured and unsecured non-performing loan portfolios. What you'll be doing Operationalising the Legal Recoveries strategy and stepping in for the Head: Legal Recoveries when required. Managing the initiation, progression and finalisation of legal recovery processes to optimise the realisation of collateral and recoveries. Managing recoveries across secured and unsecured Business Bank non-performing loan portfolios as well as Rental Finance. Setting and managing performance against Service Level Agreements and recovery targets for external service providers.
Responsibilities
- Ideal experience
- 8+ years within banking or financial services.
- Strong exposure to legal recoveries within a commercial or business banking environment.
- Experience working with and managing External Debt Collectors (EDCs).
- Experience within a similar banking or financial-services environment.
Requirements
- What you'll need
- Minimum experience
- 6 to 8 years’ experience within a banking and/or legal environment.
- At least 2 years’ management experience.
- At least 3 years’ experience within Collections and/or Recoveries.
- Practical experience in insolvency.
- Qualifications (Minimum)
- Bachelor's Degree in Commerce or Law
- Qualifications (Ideal or Preferred)
- A relevant post-graduate qualification in Law or Business Administration
- Knowledge that will set you up for success
- You should have a solid understanding of
- Debt recovery and legal recovery processes
- Insolvency principles and processes
- Credit and corporate legislation
- Banking and financial services
- Secured and unsecured lending
- Collateral and the realisation of security
- Commercial and financial principles
- Governance and risk management
- Stakeholder and third-party performance management
- Data analytics and quality assurance
- Conditions of Employment
- Clear criminal and credit record